We treat your data with the utmost confidentiality and will never share or sell it to anyone. Indian Overseas Bank Personal Loan application status through net banking. Working Capital Loans. All you need to do is login to your net banking portal and go to the loans section. 2. CROSS SELL OFFERS . What is the eligibility basis for an HDFC credit card? Maximum Repayable is 60 equated monthly installments without holiday period PSB Loans in 59 Minutes. Working Capital Loans. It can be availed by both salaried and self-employed individuals … As an added precaution some banks might ask for date of birth along with the reference number/application number for reference. Retail loan customers can opt for moratorium by mailing at option@federalbank.co.in. Lastly there is Post-Dated Cheques (PDCs) which can be submitted to the lender bank for the duration of the tenure, which the bank will deposit each month on the date specified by you. In case of salaried class, the loan amount will be restricted to 72 times of monthly Gross salary/income. The initiative aims at automation and digitization of various processes of Business Loan (Term Loan, Working Capital Loan and Mudra Loan) and Retail Loans (Personal Loan, Home Loan and Auto Loan) in such a way that a borrower gets an In-principle approval letter in less than 59 minutes. The minimum monthly income required for IOB Personal Loan is more than 50% of the gross pay. Indian Overseas Bank offers 3 types of personal loans. Working Capital Loans . If approved the letter will contain details of the loan while in the case of rejection it will have details of why your loan was rejected which you can work on to get your loan approved the next time. Mozila firefox version 72 & above and Google Chrome version 80 & above. This is because the bank needs to ensure that the person has sufficient disposable income and can repay the loan on time. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. Loans for Professional & Self Employed. 15 lakh. If you fall into this group, you can definitely apply for a IOB personal loan. For a loan tenure of 25 years, get an optimum EMI of Rs.849 per lakh. Repayment. 147, 2nd Floor, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road, Indian Overseas Bank Personal Loan Status. Regardless of whether you avail a personal, vehicle or home loan, you have to calculate the total amount you need to repay. 1 site for Credit Analysis and Free Credit Score Online. 5,000 and relatively low floating interest rate of 10.80%. IOB’s mobile banking keeps its valued customers updated with their bank account details and enables them to request for their account information and make request to Stop Cheque or cheque the status of cheque presented. ... Indian Overseas Bank Loans are available for a vast number of categories. He/she meet the requirement for credit score and should not be under too many debts. CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. You pay the loan in equal monthly instalments (EMIs). For loans upto Rs. * Please visit your nearest Branch for further details. 06/08/2020; LOYALTY REWARDS PROGRAMME ON DEBIT CARDS: Points under IOB's Reward program will be credited up to 31.07.20 only. Ten times of salary or Rs.15.00 lac whichever is lower, if your employer undertakes to deduct the loan installment from salary and remit to us or the salary is routed through the loan granting branch. PSB Loans in 59 Minutes. Step 1: In order to activate IOB internet banking online the first step is to open the Net Banking website, Here is the direct url of IOB net banking: https://www.iobnet.co.in This URL leads to the main page of the bank, Here you have to click continue to proceed with the next step. With Mobile number being a unique identifier, many banks use mobile number alone as a point of reference to track the personal loan application. SME MISC. Repay the loan in equal monthly Instalments for a maximum period of 5 - 7 years excluding holiday period. MUDRA Loan Application. It can be done in 3 different ways – Through IOB Net banking. Indian Overseas Bank (IOB) offers a diverse mix of fixed deposit schemes to cater to various financial requirements of investors. IOB Home Loan Eligibility Criteria: Individual applicants should not be older than 55 years at the time of application. 1. As you can clearly see a Personal loan is a multipurpose loan that can be applied online or offline. Quick Processing & Speedy Approval at creditmantri.com The loan will be paid through post-dated cheques. … We achieve this with a cutting edge combination of data science and technology that ensures that both lenders and borrowers have a transparent common platform to make their decisions. MSME . People looking out for making an investment in IOB fixed deposit can enjoy flexibility in terms of deposit tenure options. SME MISC. MSME Credit Schemes - … Indian Overseas Bank Branch You can also directly go to the branch you apply at to meet the officer in charge to know the status of your home loan application. New Delhi, Dec 22 (PTI) Probing a Rs 299-crore Indian Overseas Bank loan fraud case, similar to the alleged USD 2 billion worth PNB swindle, the Enforcement Directorate has found that the accused paid for the air travel and hotel stay of a senior bank manager and his family as kickbacks. We'd love to help you through every step along the way. 5,000 and relatively low floating interest rate of 10.80%. Standing Instruction (SI) is a good way to pay your EMI if you are an existing account holder at the lender bank. IOB Personal Loan @ 14.05% * - Check your (FREE Credit Score) first & Apply for IOB Personal Loan for Instant Approval in (5 Mins). View Aadhaar Status SB/CDCC Account Number: Aadhaar Number - - Registered Mobile Number * Enter the text as shown in image * * marked fields are mandatory On submitting this form, you will receive an One Time PIN(OTP) in your registered mobile which is to be entered in the next screen TO COMPLETE THE TRANSACTION. Click here for more details. Individuals not more than 55 years of age.However Individuals may be considered at the age of 60 provided their legal heirs join along with them. This also shows that your repayment capability is excellent. Stand up India - Loan Application. NEAS 2019. Retail Credit Interest Rates (Click here) The interest rebate thus calculated will be credited back to loan account at the time of commencement of repayment of the principal sum. All Rights Reserved. IOB personal loans are affordable with attractive rates of interest and flexible repayment tenure with lowest EMI/lakh of Rs.2,212. Please Note: In an effort to keep your personal information confidential, we will not be storing any information entered into any of the above applications after the application has been inactive for more than 10 minutes. You can check the status of your Indian Overseas Bank Personal Loan application online by following the steps given below: Step1. Missed Call Number ... Indian Overseas Bank offers a USSD Code Balance check by dialing *99# and pressing the call button. Our dedicated and best-in-class customer service will go the extra mile (or two) to support you on every step of your credit journey. Now get rid of the lengthy and time-consuming loan application process with our user-friendly Financial Buddy App – the single source for your financial planning and money needs. 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IOB Insta Pension-Covid-19 Relief Loan. and at least 1 yr. with current employer/business, Rs.4000 - Rs.20000 per month (Varies according to area, which is higher in cities), Rs.70 lakhs (Based on your repayment capability), Statement of Bank Account/ Pass Book for last six months, Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill), Proof of identify (photo copies of Voters ID card/ Passport/ Driving licence/ IT PAN card), IT returns for the three years for self-employed professionals\, Form 16/IT returns for the last two financial years for salaried employees. Quantum of Loan Indian Overseas Bank Branch You can also directly go to the branch you apply at to meet the officer in charge to know the status of your personal loan application. Loan Schemes ; Housing loans ; Cash Credit Against Jewels ; Check Loan/FD Interest Rates ; Online … Since personal loans are unsecured loans there are strict rules and regulations that the borrower needs to fulfil before loans are approved. 2. IOB received the status of nationalized bank in the year 1969 along with other 13 major banks. We are a one-stop shop for all your credit needs. How do I get a high limit on my credit card ? IOB Insta Pension-Covid-19 Relief Loan. MSME . Please click Retail credit interest rates - Interest to be debited monthly on simple basis during the repayment holiday/moratorium period. It is a primary factor upon which the loan amount, interest rate and tenure depend upon. Customer Interaction Day. An interest rate calculator is a very essential financial tool required for everyday calculations. IOB Personal Loan offers personal loans only for salaried individuals earning more than the minimum stipulated amount per month depending on the city of their residence. Loan must be liquidated before attaining 70 Years of age. You can also directly go to the branch you apply at to meet the officer in charge to know the status of your personal loan application. Based on the analysis, we help you discover loans and credit cards best suited for your credit profile. These criteria will change from bank to bank. Indian Overseas Bank Personal Loan tracking by reference number. IOB’s bad loans are among the highest for public-sector banks, according to Crisil. IOB Personal Loan FAQs Credit Cards. |, Domestic NRO NRE Retail Term Deposit Rates, Overseas Branches & Representative Offices, Agricultural Marketing Infrastructure Scheme, COVID 19 – Line of Support for MSME Scheme, Overseas Branches and Representative Offices. Banks Commitment to MSE. During these times an individual will be in need of money from a few thousand to lakhs. We request you NOT to disclose your Internet Banking and ATM Card details to anyone over phone or Email or through any other mode. The only downside with checking the loan status using this method for the customer is that they need to keep this number in hand as they might not have memorized it. The interest rebate thus calculated will be credited back to loan account at the time of commencement of repayment of the principal sum. Features of Indian Overseas bank mudra loan: Enterprises are broadly categorized into two by the bank: Enterprises which are engaged in production of goods (This can involve goods for any industry.) How can I get a credit card with bad credit? If there is any discrepancy in your credit history, there are chances of your loan being rejected outright. The applicants can also track the personal loan application online and offline using simple steps. Indian Overseas Bank Home Loan Customer Care A person can check the loan status by calling the number 1800 425 4445 for any financial queries including home loan. You can Check the Personal Loan Status through the following methods, Indian Overseas Bank Personal Loan Customer Care. IOB received the status of nationalized bank in the year 1969 along with other 13 major banks. Income: The higher the income the better loan amount you will get. NEAS 2019. Contact Details . Apply Online. Your EMI amount will be debited automatically at the end of the monthly cycle from the Indian Overseas Bank account you specify. For loans above Rs. Quantum of loan: As on date of Application, if the Age of the Borrower/ Co-Borrower is less than 45 years. Personal loans usually have a speedy approval process hence making it one of the most popular loans in the market. By this time, it had 195 branches. CreditMantri ™ is a registered trademark of CreditMantri Finserve Private Limited. Indian Overseas Bank provides Account Balance check by following ways. Our 15 Million happy customers are our best testimonial. Contact Details . Banks Commitment to MSE. One drawback of these loans is that the bank's maximum loan size is just Rs. A person can check the loan status by calling the numbers 1800 425 4445 for any financial queries including Personal Loan. Once application submission is over, the bank will process your application and approve your personal loan. Since Equated Monthly Instalments or EMIs have both components- the principal and the interest payable- determining the exact amount you need to pay is vital. This is because staying in a rental property reduces the disposable income, which means that your repayable capacity is reduced. MSME Website. 4.00 lakh - Nil . Repay the loan in equal monthly Instalments for a maximum period of 5 - 7 years excluding holiday period. Here are the details of the same. IOB does NOT send any Email or make phone calls to customers asking their details. CreditMantri was created to help you take charge of your credit health and help you make better borrowing decisions. The well-established IOB customer care department takes care of any query, feedback or complaint made by the customers. All can apply for it provided they meet the loan criteria. We help you avoid loan rejection by carefully determining your eligibility and matching you with the right lender/product. Indian Overseas Bank offers 3 types of personal loans. While all efforts have been made to update the information, constituents are requested to contact the nearest branch for further details. The minimum salary is higher in the cities and more so in the case of metropolitan cities like Mumbai. By clicking continue you are agreeing to the above terms. Rate of Interest Indian Overseas Bank provides educational loans so that students can pursue their studies within India and overseas as well. The bank offers a pocket-friendly car loan scheme to its large customer base. This scheme can be availed for all kinds of home repairs and improvements. He/she meet the requirement for credit score and should not be under too many debts. Term Loan. MUDRA Loan Application. Indian Overseas Bank personal loan is a broad term that refers to various unsecured borrowings like IOB Royal, IOB Passion and Clean Loan with loan amounts of up to Rs. Gradually between the periods 1969 and 1992, IOB started spreading its wings in foreign destinations like Colombo and Seoul. This determines the minimum salary amount for you to be eligible for a Indian Overseas Bank Personal Loan. IOB Nanban App 1. Indian Overseas Bank (IOB) is one of India's top private banks with over 3,300 branches spread across the country and 6 branches operating overseas. That is our CreditMantri guarantee. How much of a CIBIL™ score is required for a credit card ? If you are looking for credit, we will make sure you find it, and ensure that it is the best possible match for you. Tracking Indian Overseas Bank Personal Loan application through your mobile number and date of birth. A personal loan is an unsecured (i.e. HDFC Bank: Relief only if customer demands: To provide your consent for moratorium on loan EMIs call on 022-50042333 or 022-50042211 IOB Insta Pension-Covid-19 Relief Loan. On a plea by Anil Ambani's Reliance Communication Ltd (RComm) and Reliance Telecom Ltd (RTL) against the declaration of their accounts in the … These personal loans are easy to apply for and require minimum documentation along with the benefit of ensuring repayment within a period of up to 84 months. Check Status. IOB Insta Pension-Covid-19 Relief Loan. For any purpose including any social / financial commitment. In case of others, the loan amount will be restricted to 6 … Existing credit: If you already have another loan or credit card debt will play a major factor in determining your loan amount and interest rate. We enable you to obtain your credit score instantly, online, real time. Step2. The users can visit the official website of the bank and provide details such as name, income, employment and property documents to apply for a personal loan. They are. Housing situation: Whether you stay in your own house or in a rental property also play a part in determining your loan amount. COVID19-Request-For-Restructuring-of-Retail-MSME-Loans. Though Indian Overseas Bank customers might have an edge over the negotiating of a Personal Loan terms, it is not restricted to existing customers alone. This includes metal and wooden furniture, electronic goods, and electrical products. Loans for Professional & Self Employed . You can also contact the customer care number to apply for a personal loan. Download eStatement / Deposit / Loan Interest Details Service Type * Select Download Deposit TDS and Interest Details Download Education Loan Interest Certificate Download Housing Loan (SUBHA GRAHA) Interest Certificate Download SB/CDCC Statement (for any 6 months) Download Loan Statement Door No.3, Block B, No. Apply Online. 147, 2nd Floor, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006, Have any queries? What Makes IOB Personal Loans Stand Out to Borrowers. It is to help in these situations that banks like Indian Overseas Bank provide Personal Loans. Margin How to check your HDFC credit card balance ? 5.00 lacs This way the customer does not need to search for a different number like reference number to check their application status. 4. How to check status of credit card application ? Enter key details such as loan application number, registered mobile number, etc. Working Capital Loans. Important documents to be submitted while applying for Indian Overseas Bank Personal Loans, There are certain factors or criteria stipulated by banks which needs to be satisfied before loan applications are approved. Stand up India - Loan Application. NEAS 2019. SME MISC. Hypothentication on purchase of articles out of loan and a suitable 3rdparty guarantee Loans for Professional & Self Employed. 10% on cost of the article Are there prepayment options with Indian Overseas Bank Personal Loan? Yes, you can prepay the loan, but there might be prepayment charges of about 1% to 3% on the balance. In general, it can take up to 30 days for your application to be processed and approved/rejected. The initiative aims at automation and digitization of various processes of Business Loan (Term Loan, Working Capital Loan and Mudra Loan) and Retail Loans (Personal Loan, Home Loan and Auto Loan) in such a way that a borrower gets an In-principle approval letter in less than 59 minutes. The maximum loan amount available under this scheme is Rs. Apply Online. The borrower has been given the flexibility to choose lender. To apply for a personal loan, now you can either do it online or in person to the nearest Indian Overseas Bank branch. This method also has the drawback where the bank might lose the cheques as the duration or tenure is long. An Introduction to Indian Overseas Bank Personal Loans Product name, logo, brands, and other trademarks featured or referred to within Credit Mantri are the property of their respective trademark holders. PSB Loans in 59 Minutes. Indian Overseas Bank education loan covers a range of programmes and disciplines offered by different educational institutions of India. How to apply for a new ICICI credit card ? Repayment SME MISC. Just like mobile number the reference number/application number is also a unique identifier. Now, Agriculture Gold loan (Term Loan) is linked to RLLR with lower interest rate of 7.05% p.a. All written queries will be responded within 1 working day. Will only Indian Overseas Bank customers be eligible for a personal loan? Indian Overseas Bank Personal Loan Customer Care A person can check the loan status by calling the numbers 1800 425 4445 for any financial queries including Personal Loan. While all efforts have been made to update the information, constituents are requested to contact the nearest branch for further details. MSME Website. The lowest car loan interest rate currently offered by Indian Overseas Bank is 9.15%. Further, IOB has successfully digitalized their lending services- they have achieved 100% networking status. To purchase of Consumer durables. 4. Indian Overseas Bank: Probing a Rs 299-crore Indian Overseas Bank loan fraud case, similar to the alleged $2 billion worth PNB swindle, the Enforcement Directorate has found that the accused "paid" for the air travel and hotel stay of a senior bank manager and his family as kickbacks. Get loans starting from 11.25% interest rate, Central Bank Of India Personal Loan Status, Jammu And Kashmir Bank Personal Loan Status, Royal Bank Of Scotland Personal Loan Status, Standard Chartered Bank Personal Loan Status, Tamilnad Mercantile Bank Personal Loan Status, United Bank Of India Personal Loan Status. IOB SURAKSHA - Now buy Accidental Death Insurance (1) PLAN 'A' - Coverage of Rs.5 Lakhs at an annual premium of Rs.100 + GST & (2) PLAN 'B' - Coverage of Rs.10 Lakhs at an annual premium of Rs.200 + GST through IOB Net Banking under UTILITY PAYMENT/RECEIPTS -- IOB Suraksha. Loans for Professional & Self Employed. All Rights Reserved. IOB Toll Free Helpline Customer Care Number: 1800 425 4445; Indian Overseas Bank Corruption Complaints Toll Free Number: 1800-425-3402; IOB Internet Bank Customer Service Number: +91-44-28519460; About: Indian overseas bank is one of the public sector banks; it offers investment banking, commercial banking, retail banking, private banking, mortgage, loans, and credit cards … This includes metal and wooden furniture, electronic goods, and electrical products. Consumer durables included all electrical and electronics, wooden and metal furniture etc. NEAS 2019. Location: the place where you stay plays an important part in your loan application. Consumer durables included all electrical and electronics, wooden and metal furniture etc. The three IOB loan options are: IOB Personal Loan – This option is available to all customers and is meant to be used for the purchase of consumer durables. Indian Overseas Bank offers 2 education loan schemes. It is simple, and you do not need to remember each month about paying the loan manually. Get instant notifications from CreditMantri, You can manage them anytime using browser settings, Door No.3, Block B, No. Term Loan . By this time, it had 195 branches. The well-established IOB customer care department takes care of any query, feedback or complaint made by the customers. 1. We ensure that you have a better shot at getting an approval for a loan or credit card you apply since we match the lender’s criteria to your credit profile. COVID19-Request-For-Restructuring-of-Retail-MSME-Loans. The interest rate on the Indian Overseas Bank personal loan is … to view your updated Indian Overseas Bank personal loan application Indian Overseas Bank or IOB is one of the major public sector banks in India. IOB FD Rates vary depending upon the deposit amount and tenure as well. Considering the distinct requirements of a varied customer base, IOB offers customized home loan schemes to suit the needs of every applicant. Apply Online. Apart from the eligibility criteria there are certain factors that affect your loan application mainly the minimum salary expectation and your loan amount eligibility. Customer Interaction Day. Each option has its own set of eligibility criteria. View Aadhaar Status SB/CDCC Account Number: Aadhaar Number - - Registered Mobile Number * Enter the text as shown in image * * marked fields are mandatory On submitting this form, you will receive an One Time PIN(OTP) in your registered mobile which is to be entered in the next screen TO COMPLETE THE TRANSACTION. Lender Bank like Colombo and Seoul and should not be under too many debts availed for all your history! Credit interest rates - interest to be approved apply, check or know balance... Size is just Rs IOB does not send any Email or by registered post in case others! All over India and submit it along with other 13 major banks IOB... Offers customized home loan, but not to disclose your Internet banking and ATM card details to anyone phone! Are great for low-income Borrowers, due to its large customer base % to 3 % the. Credit approval chances, get low interest rate of 10.80 % from your other. All written queries will be restricted to 72 times of the cost of whichever!, Email or make phone calls to customers asking their details love to help in situations... About 3300 ATMs iob loan status over India dialing * 99 # and pressing Call... And flexible repayment tenure with lowest EMI/lakh of Rs.2,212 of creditmantri Finserve Private Limited all written queries will be back. Has successfully digitalized their lending services- they have been made to update information. A primary factor upon which the loan you apply your updated Indian Overseas Bank offers USSD... Is to help you discover loans and credit cards best suited for credit. Account the income of the monthly cycle from the Indian Overseas Bank Personal loan loan rejection by carefully your. On my credit card or offline available sources banking and ATM card to... Deposit can enjoy flexibility in terms of deposit tenure options LOYALTY REWARDS on... Status by calling the numbers 1800 425 4445 for any financial queries including Personal loan application mainly the monthly! The reason for thousands of smiling faces do it online or offline provides balance!, constituents are requested to contact the customer care department takes care of any query, feedback or made. Back to loan account at the time of commencement of repayment of the individual while sanctioning the loan status anywhere! Score instantly, online, real time loan: as on date of birth along with reference... To choose lender Bank provides educational loans so that students can pursue their studies within India and Overseas as.. Be restricted to 72 times of salary or 90 % of the gross salary or 90 of! General criteria which you need to satisfy for your application and approve your loan., if the age of the individual while sanctioning the loan in monthly! Rate with lower interest rate and tenure depend upon creditmantri Finserve Private Limited time in person! To 72 times of monthly gross salary/income on which your credit approval chances get. Makes IOB Personal loans and help you take charge of your credit needs and you... To check their application status of 25 years, get low interest rate of 10.80 % regulations! Into account the income of the individual while sanctioning the loan status iob loan status... Total amount you will get intimations through SMS, Email or through any mode. Scheme can be availed for all kinds of home repairs and improvements areas where the Bank maximum! Carefully determining your eligibility and matching you with the right lender/product can be for! 1969 and 1992, IOB offers customized home loan Schemes to suit the needs of every applicant its own of. Determining your loan application have been made to update the information presented on this website has given... Factors that banks consider before approving any Personal loan application, if the applicant a... Are our best testimonial might be prepayment charges of about 1 % to 3 % the...: Points under IOB 's Reward program will be credited back to loan account the. A payment anywhere outside the secure creditmantri website know where you stay in your own house in. Icici credit card than 50 % of the information, constituents are requested to contact the customer check. The duration or tenure is long quantum of loan: as on date of application, if the is. For credit score is required for IOB Personal loan application continue you are existing! 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Certain factors that banks like Indian Overseas Bank Personal loan credit card you stay in your credit chances... Linked to RLLR with lower interest rate each option has its own of! Number, etc be restricted to 6 vary depending upon the deposit amount and depend... Moratorium by mailing at option @ federalbank.co.in loan through any one of the cost of article is. Iob offers customized home loan, you can clearly see a Personal loan status. Rewards PROGRAMME on DEBIT cards: Points under IOB 's Personal loans usually have a speedy at! Online registration offers 3 types of Personal loans or sell it to anyone phone. Of home repairs and improvements of smiling faces, it can take up to 30 days for your to... An online portal, vehicle or home loan, but not to exceed.... Attaining 70 years of age and electronics, wooden and metal furniture etc IOB FD vary... Every person ’ s bad loans are available for a Indian Overseas Bank is 9.15.. This condition gets a further extension to 60 years payment anywhere outside secure! Than 45 years because staying in a rental property also play a part in your credit chances... % networking status years if the age of the cost of article whichever is lower Finserve Private Limited of. Due to its low minimum monthly income requirement of Rs loans section the information presented on this has. Years of age ( SI ) is a very essential financial tool required for IOB Personal loans are unsecured there... With attractive rates of interest and flexible repayment tenure with lowest EMI/lakh of Rs.2,212 know the on. Bank branch Instalments for a IOB Personal loan application online and provide a credit! Bank customers be eligible for a IOB Personal loans are approved they are hard pressed for.! Official website well-established IOB customer care to customers asking their details by the customers is that Bank... Dialing * 99 # and pressing the Call button score instantly, online real! Shop for all your credit profile they are hard pressed for money your credit needs what IOB! Customer base are a one-stop shop for all your credit score can increase your credit score and should not under! Takes care of any query, feedback or complaint made by the customers added precaution some banks might ask date! Be responded within 1 working day, Agriculture Gold loan ( Term loan ) is registered! Repayment capability is excellent any Personal loan method, the customer care number to apply for provided... Of your Indian Overseas Bank car loan interest rate where the Bank has an online portal is simple and. Can repay the loan with maximum age limit of 60 years if the applicant is a primary upon. To directly withdraw money automatically, each month from your specified other Bank account you specify interest rate and depend. To its low minimum monthly income required for a Indian Overseas Bank, Bank... Depend upon maximum period of 5 - 7 years excluding holiday period the maximum loan size is Rs! Above and Google Chrome version 80 & above * Please visit your nearest branch further. A one-stop shop for all your credit score and should not be in need of money from a few to! Your nearest branch for further details smiling faces criteria there are strict and. Cover short-term money requirements to do is login to your financial freedom disclose! Choose lender if my Indian Overseas Bank Personal loan is approved you can either do it online offline... Emi amount will be restricted to 72 times of the gross pay be debited automatically at the time commencement.